Friday, January 22, 2010

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in Finding Jobs Top 5 Tips To Manage Your Money


" Money Is not everything-but it's a long way ahead of what comes next. "Edmund Stockdale
One of the most important thing in our lives is to set up / manage your money. If you can not manage your money with the best, then you're like put the wine in a perforated plastic bag. In other words, your hard work in collecting the money would be wasted. What that arise in your mind, when asked about how to manage your money? The following outlines our financial set:

1. Collecting Your Money
not come by itself, but it takes great effort in your work in order to collect money. No one if you collect your money with your own efforts; is wrong is when you make money everything.

2. Removing
You should be able to manage your money for the things that particularly. Often times more expenditure than income you receive. This is very unhealthy. All you have to do is invent a plan for your expenses. Arrange must first things most important to your life or your family, then other things. Beranikanlah yourself to say no to things that are not important. At the time of going to buy stuff, think, "do I NEED or WANT this stuff."
" If you would be Wealthy, think of saving as well as getting. "Benjamin Franklin

3. Saving
Often for save / save is a difficult thing. But you have to start familiarizing yourself to save money, because it includes one of the keys so you can manage your money well. Tubes 10% of your income for the future and special needs.

4. Invest
If you have enough savings, then you can invest your money. For this investment, first consult with experts about the investment that you will face when you invest your money. An investment that needs to be done is to invest in land or houses, as this is one of our requirement that the price will continue to rise.

5. Giving
last key in regulating the money you are giving! Maybe you will think whether to give including in managing money? I said Yes! Why? Because when you give to people in need, then you're investing your money for their future. Often this life is measured by what we have, but I want to invite you to change your paradigm: enrich yourself with what you have given to the life and welfare of others, not what you get.

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SAVE Tips part 1 KOS-style child

"Children should cost-effective, rich though .. wkwkww ..." rich-katu word that we often hear from the mouths of the people for us-we (the Koster). yaaa, how else would .. child's name is also kos .. but what's wrong with trying the word "saving" it. (Although it certainly would not want us going to save)

following is the style of child-saving tips for the Koster .. kos (boarding house as a child) can use their money better:


1.Setiap abis payday, take the first partial salary us for savings, this should be done at the beginning of the month to "force" us to save money.

2.Ikutan social gathering, well this could make a saving ngak coz many aliases wasteful spending. Actually with the follow-gathering, we are already saving, cuman klo ngak social gathering we can be taken arbitrarily.

3.Pisahkan account for everyday purposes by saving accounts, emang plasticity Sieh complicated ... but already proven quite effective loh ... so we must wait ngeluangin time transfer some money into savings accounts.

4. Choose a savings account that small monthly administration fee, for everyday purposes accounts, ATM picky is good yah ... I mean klo can not use ATM, use it in accordance with the BANK, not quite a 3000 silver-efficient single transaction.

5. Catering, is quite ngebatasin expenditure, coz we've nyisihin money to eat 1 month ahead, klo palingan rice need not be at approx. Our minimum custom ngak snack outside ... it already exists catering

6. Do not be going home mulu .... nie waaahhh ngak can tuh .. especially for V, must

7. Record all daily necessities before spending, prioritize expenditures according to note that we make

8. Do not be too influenced fashion, please check back closet, solid match our old clothes, without having to buy a new

9. Shopping garments with models, motifs and colors are neutral, I'll be on solid match.

10. Do not get used too much cash to save money in the wallet, this will make us feel "have money "and then buy goods that sebetulkan we do not need, spend enough money in the wallet

11. Do not get used to owe ... Ntar become habit niey

12. Oh yeah ... well ... do not forget zakat ngak God willing we will lack deh.

hopefully useful ....
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